Travel Insurance provides you with coverage and protection for medical expenses and expenses that may result from accidents during your travel.

To provide peace of mind for you and your family while traveling, we have provided four products of travel insurance to facilitate the selection of coverage that suits you: (Traveler Insurance, Pearl Insurance, Family Insurance, Schengen Insurance). Each category includes a specific and clear set of benefits for the basic coverage of emergency medical assistance coverage, personal assistance services coverage, lost and delayed coverage, personal accident coverage and civil liability.

POLICY BENEFITS & LIMITATIONS

SUMMARY OF COVERS

TRAVELLER

Limits in USD

PEARL

Limits in USD

FAMILY

Limits in USD

SCHENGEN

Limits in EUR
Geographical coverage Worldwide or Worldwide I Worldwide or Worldwide I Worldwide Europe
Medical Expenses and Hospitalization Abroad 150,000 50,000 50,000 30,000
Emergency Medical Evacuation 150,000 50,000 50,000 30,000
Emergency Dental Care 1000 1000 1000 1000
Repatriation of Mortal Remains 15,000 10,000 10,000 5,000
Repatriation of family member travelling with the insured 10,000 5,000 5,000 2,000
Emergency Return Home Following Death of a Close Relative 5,000 2,000 2,000 2,000
Travel Of One Immediate Family Member 100/-day,Max 1000/- 85/-day,Max 850/- 85/-day,Max 850/- Not covered
24 Hours Assistance Services Covered Covered Covered Covered
Delivery of Medicines 5,000 1,000 1,000 Not covered
Advance of Bail Bond 10,000 4,000 4,000 Not covered
Legal Defence 5,000 2,000 2,000 Not covered
Hijacking 250 / hour up to 10000 Not covered Not covered Not covered
Loss of Passport, driving license, Civil identity card abroad 500 300 300 Covered
Compensation for inflight loss of checked-in baggage 2500 1,000 1,000 Not covered
Per Bag 1,250 500 500 Not covered
Per Item 125 50 50 Not covered
Compensation for delay in the arrival of luggage 1,000 500 500 Not covered
Delayed Departure 1,000 500 500 Not covered
Location and forwarding of personal effects Covered Covered Covered covered
Death in common carrier 50,000 25,000 25,000 30.000
Permanent disability % of principal sum as per scale % of principal sum as per scale % of principal sum as per scale NotCovered
Permanent Total disability 50,000 25,000 25,000 Not covered
Personal Civil Liability 50,000 25,000 25,000 Not covered
  • A. Medical & Emergency Assistance Limits in USD
    Medical Expenses and Hospitalization Abroad 150,000
    Emergency Medical Evacuation 150,000
    Emergency Dental Care 1000
    Repatriation of Mortal Remains 15,000
    Repatriation of family member travelling with the insured 10,000
    Emergency Return Home Following Death of a Close Relative 5,000
    Travel Of One Immediate Family Member 100/-day, Max 1000/-
    B. Personal Assistance Services Limits in EUR
    24 Hours AssistanceServices Covered
    Delivery of Medicines 5,000
    Advance of Bail Bond 10,000
    Legal Defence 5,000
    Hijacking 250 / hour up to 10000
    C. Losses & Delays Limits in EUR
    Loss of Passport, driving license, Civil identity card abroad 500
    Compensation for inflight loss of checked-in baggage 2500
    Per Bag 1,250
    Per Item 125
    Compensation for delay in the arrival of luggage 1,000
    Delayed Departure 1,000
    Location and forwarding of personal effects covered
    D. Personal Accident Limits in EUR
    Death in common carrier 50,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 50,000
    E. Civil Liability Benefits Limits in EUR
    Personal Civil Liability 50,000
  • A. Medical & Emergency Assistance Limits in USD
    Medical Expenses and Hospitalization Abroad 50,000
    Emergency Medical Evacuation 50,000
    Emergency Dental Care 1000
    Repatriation of Mortal Remains 10,000
    Repatriation of family member travelling with the insured 5,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel Of One Immediate Family Member 85/-day, Max 850/-
    B. Personal Assistance Services Limits in EUR
    24 Hours AssistanceServices Covered
    Delivery of Medicines 1,000
    Advance of Bail Bond 4,000
    Legal Defence 2,000
    Hijacking Not covered
    C. Losses & Delays Limits in EUR
    Loss of Passport, driving license, Civil identity card abroad 300
    Compensation for inflight loss of checked-in baggage 1,000
    Per Bag 500
    Per Item 50
    Compensation for delay in the arrival of luggage 500
    Delayed Departure 500
    Location and forwarding of personal effects covered
    D. Personal Accident Limits in EUR
    Death in common carrier 25,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 25,000
    E. Civil Liability Benefits Limits in EUR
    Personal Civil Liability 25,000
  • A. Medical & Emergency Assistance Limits in USD
    Medical Expenses and Hospitalization Abroad 50,000
    Emergency Medical Evacuation 50,000
    Emergency Dental Care 1000
    Repatriation of Mortal Remains 10,000
    Repatriation of family member travelling with the insured 5,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel Of One Immediate Family Member 85/-day, Max 850/-
    B. Personal Assistance Services Limits in EUR
    24 Hours AssistanceServices Covered
    Delivery of Medicines 1,000
    Advance of Bail Bond 4,000
    Legal Defence 2,000
    Hijacking Not covered
    C. Losses & Delays Limits in EUR
    Loss of Passport, driving license, Civil identity card abroad 300
    Compensation for inflight loss of checked-in baggage 1,000
    Per Bag 500
    Per Item 50
    Compensation for delay in the arrival of luggage 500
    Delayed Departure 500
    Location and forwarding of personal effects covered
    D. Personal Accident Limits in EUR
    Death in common carrier 25,000
    Permanent disability % of principal sum as per scale
    Permanent Total disability 25,000
    E. Civil Liability Benefits Limits in EUR
    Personal Civil Liability 25,000
  • A. Medical & Emergency Assistance Limits in EUR
    Medical Expenses and Hospitalization Abroad 30,000
    Emergency Medical Evacuation 30,000
    Emergency Dental Care 1000
    Repatriation of Mortal Remains 5,000
    Repatriation of family member travelling with the insured 2,000
    Emergency Return Home Following Death of a Close Relative 2,000
    Travel Of One Immediate Family Member Not covered
    B. Personal Assistance Services Limits in EUR
    24 Hours AssistanceServices Covered
    Delivery of Medicines Not covered
    Advance of Bail Bond Not covered
    Legal Defence Not covered
    Hijacking Not covered
    C. Losses & Delays Limits in EUR
    Loss of Passport, driving license, Civil identity card abroad Not covered
    Compensation for inflight loss of checked-in baggage Not covered
    Per Bag Not covered
    Per Item Not covered
    Compensation for delay in the arrival of luggage Not covered
    Delayed Departure Not covered
    Location and forwarding of personal effects covered
    D. Personal Accident Limits in EUR
    Death in common carrier 30.000
    Permanent disability Not covered
    Permanent Total disability Not covered
    E. Civil Liability Benefits Limits in EUR
    Personal Civil Liability Not covered


Geographical coverage

Europe All European countries including the Schegen Area
Worldwide Provides Worldwide cover except the country of residence
Worldwide 1 Provides Worldwide cover except the country of residence, USA and Canada

Benefits

1. Travelers Insurance:
  • Enjoy geographic coverage worldwide or worldwide (except Canada and America)
  • Medical and emergency assistance coverage up to a maximum of US $ 150,000
  • Cover personal assistance services up to a maximum of US $ 5,000
  • Cover for lost items in case of loss of passport, driver's license or civil ID up to a maximum of US $ 500, and compensation for loss of luggage up to a maximum of US $ 2,500
  • Coverage of baggage delays and delays up to a maximum of USD 1,000
  • Personal accident coverage up to a maximum of USD 50,000
  • Civil liability coverage up to a maximum of US $ 50,000
*Terms and conditions apply.
2. Pearl Insurance:
  • Enjoy geographic coverage worldwide or worldwide (except Canada and America)
  • Medical and emergency assistance coverage up to a maximum of US $ 50,000
  • Coverage of personal assistance services up to a maximum of US $ 4,000
  • Cover for lost items in case of loss of passport, driver's license or civil ID up to a maximum of US $ 300, and compensation for loss of luggage up to a maximum of US $ 1,000
  • Baggage delays and delays of up to $ 500 are covered
  • Personal accident coverage up to a maximum of US $ 25,000
  • Civil liability coverage up to a maximum of US $ 25,000
*Terms and conditions apply.
3. Family Insurance:
  • Enjoy worldwide coverage
  • Medical and emergency assistance coverage up to a maximum of US $ 50,000
  • Coverage of personal assistance services up to a maximum of US $ 4,000
  • Cover for lost items in case of loss of passport, driver's license or civil ID up to a maximum of US $ 300, and compensation for loss of luggage up to a maximum of US $ 1,000
  • Coverage of baggage delays and delays up to a maximum of USD 500
  • Personal accident coverage up to a maximum of US $ 25,000
  • Civil liability coverage up to a maximum of US $ 25,000
*Terms and conditions apply.
4. Schengen Insurance:
  • Enjoy geographical coverage in Europe
  • Medical and emergency assistance coverage up to a maximum of € 30,000
  • 24-hour personal assistance coverage
  • Personal accident coverage up to a maximum of € 30,000
*Terms and conditions apply.
To read the terms and conditions view the policy wording: click here
Buy your Travel Insurance today and enjoy your next trip worry-free!