Travel
Enjoy the uniqueness of the moment.
In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (platinum, gold and silver). The plans are available for individual and families which can cover single trip to multiple trips under an annual policy.
POLICY BENEFITS & LIMITATIONS
| POLICIES (All Limits in USD ($)) |
PLATINUM | GOLD | SILVER |
|---|---|---|---|
| Section 1 - Personal Accident Benefits |
Principal Sum Insured $150,000
|
Principal Sum Insured $25,000
|
Principal Sum Insured $25,000
|
|
Accidental Death
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured (Common Carrier only)
|
|
Permanent Partial Disability
|
% of the Principal Sum Insured as per scale.
|
% of the Principal Sum Insured as per scale.
|
Not Covered
|
|
Permanent Total Disability
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
Not Covered
|
| Section 2 - Medical and Related Benefits |
Covered
|
Covered
|
Covered
|
|
Emergency Medical Expenses (Accident & Sickness)
|
$500,000
|
$100,000
|
$50,000
|
|
Dental Expenses
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100)
|
|
Emergency Medical Evacuation
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
|
Repatriation of Remains
|
$10,000
|
$7,000
|
$5,000
|
| Section 3 - Travel Inconvenience Benefits |
Covered
|
Covered
|
Not Covered
|
|
Baggage Loss (Common Carrier) Per Bag Per Item
|
$2,500, $1250, $125
|
$1,000, $500, $50
|
Not Covered
|
|
Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated)
|
$50 per hour up to $1,000 (Excess 4 Hours)
|
$50 per hour up to $500 (Excess 4 Hours)
|
Not Covered
|
|
Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated)
|
$50 per hour up to $1,000 (Excess 4 Hours)
|
$50 per hour up to $500 (Excess 4 Hours)
|
Not Covered
|
|
Personal Liability
|
$1,000,000
|
$500,000
|
Not Covered
|
|
Hijacking
|
$250 per hour up to $10,000
|
Not Covered
|
Not Covered
|
|
Emergency Family Travel
|
$2,500
|
Not Covered
|
Not Covered
|
|
Legal Fees
|
$5,000
|
Not Covered
|
Not Covered
|
|
Bail Bond
|
$10,000
|
Not Covered
|
Not Covered
|
|
Loss of Passport
|
$500
|
$300
|
Not Covered
|
|
Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings)
|
$5,000
|
$2,500
|
Not Covered
|
|
Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated)
|
$1,000
|
Not Covered
|
Not Covered
|
|
Assistance Department
|
Covered
|
Covered
|
Covered
|
| Section 4 - Additional Optional Coverage |
Covered
|
Covered
|
Only hazardous and winter sports
|
|
Hazardous Sports Benefits
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
|
Terrorism Extension
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Not Covered
|
| Section 5 - Medical expenses related to COVID19 |
Covered
|
Covered
|
Covered
|
