In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (platinum, gold and silver). The plans are available for individual and families which can cover single trip to multiple trips under an annual policy
SUMMARY OF COVERS |
PlatinumLimits in USD ($) |
GoldLimits in USD ($) |
SilverLimits in USD ($) |
---|---|---|---|
Section 1 - Personal Accident Benefits
|
Principal Sum Insured $150,000 | Principal Sum Insured $25,000 | Principal Sum Insured $25,000 |
Accidental Death
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured (Common Carrier only)
|
Permanent Partial Disability
|
% of the Principal Sum Insured as per scale.
|
% of the Principal Sum Insured as per scale.
|
Not Covered
|
Permanent Total Disability
|
100% of the Principal Sum Insured
|
100% of the Principal Sum Insured
|
Not Covered
|
Section 2 - Medical and Related Benefits
|
Covered | Covered | Covered |
Emergency Medical Expenses (Accident & Sickness)
|
$500,000
|
$100,000
|
$50,000
|
Dental Expenses |
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100) |
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100) |
Included in Emergency Medical Expenses & up to a max. of $1,000 (Per Tooth $200 / Deductible $100) |
Emergency Medical Evacuation
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
Included in Emergency Medical Expenses
|
Repatriation of Remains
|
$10,000
|
$7,000
|
$5,000
|
Section 3 - Travel Inconvenience Benefits
|
Covered | Covered | Not Covered |
Baggage Loss (Common Carrier) (Refer to 4.3.1)
Per Bag Per Item |
$2,500
$1250 $125 |
$1,000
$500 $50 |
Not Covered
|
Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)
|
$50 per hour up to $1,000
(Excess 4 Hours) |
$50 per hour up to $500
(Excess 4 Hours) |
Not Covered
|
Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)
|
$50 per hour up to $1,000
(Excess 4 Hours) |
$50 per hour up to $500
(Excess 4 Hours) |
Not Covered
|
Personal Liability
|
$1,000,000
|
$500,000
|
Not Covered
|
Hijacking
|
$250 per hour up to $10,000
|
Not Covered
|
Not Covered
|
Emergency Family Travel
|
$2,500
|
Not Covered
|
Not Covered
|
Legal Fees
|
$5,000
|
Not Covered
|
Not Covered
|
Bail Bond
|
$10,000
|
Not Covered
|
Not Covered
|
Loss of Passport
|
$500
|
$300
|
Not Covered
|
Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11) |
$5,000
|
$2,500
|
Not Covered
|
Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)
|
$1,000
|
Not Covered
|
Not Covered
|
Assistance Department
|
Covered
|
Covered
|
Covered
|
Section 4 - Additional Optional Coverage
|
Covered | Covered | Only hazardous and winter sports |
Hazardous Sports Benefits
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
|
Terrorism Extension
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Amount noted for the applicable cover above or $100,000 whichever is less
|
Not Covered
|
Section 5 - Medical expenses related to COVID19 | Covered | Covered | Covered |
-
Limits in USD ($) Section 1 - Personal Accident BenefitsPrincipal Sum Insured $150,000 Accidental Death100% of the Principal Sum Insured Permanent Partial Disability% of the Principal Sum Insured as per scale. Permanent Total Disability100% of the Principal Sum Insured Section 2 - Medical and Related BenefitsCovered Emergency Medical Expenses (Accident & Sickness)$500,000 Dental Expenses
Included in Emergency Medical Expenses & up to a max. of $1,000
(Per Tooth $200 / Deductible $100)
Emergency Medical EvacuationIncluded in Emergency Medical Expenses Repatriation of Remains$10,000 Section 3 - Travel Inconvenience BenefitsCovered Baggage Loss (Common Carrier) (Refer to 4.3.1)
Per Bag
Per Item$2,500
$1250
$125Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)$50 per hour up to $1,000
(Excess 4 Hours)Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)$50 per hour up to $1,000
(Excess 4 Hours)Personal Liability$1,000,000 Hijacking$250 per hour up to $10,000 Emergency Family Travel$2,500 Legal Fees$5,000 Bail Bond$10,000 Loss of Passport$500 Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)
$5,000 Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)$1,000 Assistance DepartmentCovered Section 4 - Additional Optional CoverageCovered Hazardous Sports BenefitsAmount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS Terrorism ExtensionAmount noted for the applicable cover above or $100,000 whichever is less Section 5 - Medical expenses related to COVID19Covered -
Limits in USD ($) Section 1 - Personal Accident BenefitsPrincipal Sum Insured $25,000 Accidental Death100% of the Principal Sum Insured Permanent Partial Disability% of the Principal Sum Insured as per scale. Permanent Total Disability100% of the Principal Sum Insured Section 2 - Medical and Related BenefitsCovered Emergency Medical Expenses (Accident & Sickness)$100,000 Dental Expenses
Included in Emergency Medical Expenses & up to a max. of $1,000
(Per Tooth $200 / Deductible $100)
Emergency Medical EvacuationIncluded in Emergency Medical Expenses Repatriation of Remains$7,000 Section 3 - Travel Inconvenience BenefitsCovered Baggage Loss (Common Carrier) (Refer to 4.3.1)
Per Bag
Per Item$1,000
$500
$50Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)$50 per hour up to $500
(Excess 4 Hours)Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)$50 per hour up to $500
(Excess 4 Hours)Personal Liability$500,000 HijackingNot Covered Emergency Family TravelNot Covered Legal FeesNot Covered Bail BondNot Covered Loss of Passport$300 Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)
$2,500 Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)Not Covered Assistance DepartmentCovered Section 4 - Additional Optional CoverageCovered Hazardous Sports BenefitsAmount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS Terrorism ExtensionAmount noted for the applicable cover above or $100,000 whichever is less Section 5 - Medical expenses related to COVID19Covered -
Limits in USD ($) Section 1 - Personal Accident BenefitsPrincipal Sum Insured $25,000 Accidental Death100% of the Principal Sum Insured (Common Carrier only) Permanent Partial DisabilityNot Covered Permanent Total DisabilityNot Covered Section 2 - Medical and Related BenefitsCovered Emergency Medical Expenses (Accident & Sickness)$50,000 Dental Expenses
Included in Emergency Medical Expenses & up to a max. of $1,000
(Per Tooth $200 / Deductible $100)
Emergency Medical EvacuationIncluded in Emergency Medical Expenses Repatriation of Remains$5,000 Section 3 - Travel Inconvenience BenefitsNot Covered Baggage Loss (Common Carrier) (Refer to 4.3.1)
Per Bag
Per ItemNot Covered Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)Not Covered Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)Not Covered Personal LiabilityNot Covered HijackingNot Covered Emergency Family TravelNot Covered Legal FeesNot Covered Bail BondNot Covered Loss of PassportNot Covered Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)
Not Covered Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)Not Covered Assistance DepartmentCovered Section 4 - Additional Optional CoverageOnly hazardous and winter sports Hazardous Sports BenefitsAmount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS Terrorism ExtensionNot Covered Section 5 - Medical expenses related to COVID19Covered