In cooperation with a leading international Travel Insurance Service provider (AIG), we offer flexible and comprehensive travel plans (platinum, gold and silver). The plans are available for individual and families which can cover single trip to multiple trips under an annual policy

POLICY BENEFITS & LIMITATIONS

SUMMARY OF COVERS

Platinum

Limits in USD ($)

Gold

Limits in USD ($)

Silver

Limits in USD ($)
Accidental Death
100% of the Principal Sum Insured
100% of the Principal Sum Insured
100% of the Principal Sum Insured (Common Carrier only)
Permanent Partial Disability
% of the Principal Sum Insured as per scale.
% of the Principal Sum Insured as per scale.
Not Covered
Permanent Total Disability
100% of the Principal Sum Insured
100% of the Principal Sum Insured
Not Covered
Emergency Medical Expenses (Accident & Sickness)
$500,000
$100,000
$50,000

Dental Expenses

Included in Emergency Medical Expenses & up to a max. of $1,000

(Per Tooth $200 / Deductible $100)

Included in Emergency Medical Expenses & up to a max. of $1,000

(Per Tooth $200 / Deductible $100)

Included in Emergency Medical Expenses & up to a max. of $1,000

(Per Tooth $200 / Deductible $100)
Emergency Medical Evacuation
Included in Emergency Medical Expenses
Included in Emergency Medical Expenses
Included in Emergency Medical Expenses
Repatriation of Remains
$10,000
$7,000
$5,000
Baggage Loss (Common Carrier) (Refer to 4.3.1)
Per Bag
Per Item
$2,500
$1250
$125
$1,000
$500
$50
Not Covered
Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)
$50 per hour up to $1,000
(Excess 4 Hours)
$50 per hour up to $500
(Excess 4 Hours)
Not Covered
Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)
$50 per hour up to $1,000
(Excess 4 Hours)
$50 per hour up to $500
(Excess 4 Hours)
Not Covered
Personal Liability
$1,000,000
$500,000
Not Covered
Hijacking
$250 per hour up to $10,000
Not Covered
Not Covered
Emergency Family Travel
$2,500
Not Covered
Not Covered
Legal Fees
$5,000
Not Covered
Not Covered
Bail Bond
$10,000
Not Covered
Not Covered
Loss of Passport
$500
$300
Not Covered

Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)
$5,000
$2,500
Not Covered
Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)
$1,000
Not Covered
Not Covered
Assistance Department
Covered
Covered
Covered
Hazardous Sports Benefits
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
Terrorism Extension
Amount noted for the applicable cover above or $100,000 whichever is less
Amount noted for the applicable cover above or $100,000 whichever is less
Not Covered
  • Limits in USD ($)
    Section 1 - Personal Accident Benefits
    		Principal Sum Insured $150,000    
    Accidental Death
    		100% of the Principal Sum Insured
    Permanent Partial Disability
    		% of the Principal Sum Insured as per scale.
    Permanent Total Disability
    		100% of the Principal Sum Insured
    Section 2 - Medical and Related Benefits
    		Covered
    Emergency Medical Expenses (Accident & Sickness)
    		$500,000

    Dental Expenses

    Included in Emergency Medical Expenses & up to a max. of $1,000

    (Per Tooth $200 / Deductible $100)
    Emergency Medical Evacuation
    		Included in Emergency Medical Expenses
    Repatriation of Remains
    		$10,000
    Section 3 - Travel Inconvenience Benefits
    		Covered
    Baggage Loss (Common Carrier) (Refer to 4.3.1)
    Per Bag
    Per Item
    		$2,500
    $1250
    $125
    Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)
    		$50 per hour up to $1,000
    (Excess 4 Hours)
    Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)
    		$50 per hour up to $1,000
    (Excess 4 Hours)
    Personal Liability
    		$1,000,000
    Hijacking
    		$250 per hour up to $10,000
    Emergency Family Travel
    		$2,500
    Legal Fees
    		$5,000
    Bail Bond
    		$10,000
    Loss of Passport
    		$500

    Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)

    		 $5,000
    Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)
    		$1,000
    Assistance Department
    		Covered
    Section 4 - Additional Optional Coverage
    		Covered
    Hazardous Sports Benefits
    		Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension
    		Amount noted for the applicable cover above or $100,000 whichever is less
    Section 5 - Medical expenses related to COVID19
    		Covered
  • Limits in USD ($)
    Section 1 - Personal Accident Benefits
    		Principal Sum Insured $25,000
    Accidental Death
    		100% of the Principal Sum Insured
    Permanent Partial Disability
    		% of the Principal Sum Insured as per scale.
    Permanent Total Disability
    		100% of the Principal Sum Insured
    Section 2 - Medical and Related Benefits
    		Covered
    Emergency Medical Expenses (Accident & Sickness)
    		$100,000

    Dental Expenses

    Included in Emergency Medical Expenses & up to a max. of $1,000

    (Per Tooth $200 / Deductible $100)
    Emergency Medical Evacuation
    		Included in Emergency Medical Expenses
    Repatriation of Remains
    		$7,000
    Section 3 - Travel Inconvenience Benefits
    		Covered
    Baggage Loss (Common Carrier) (Refer to 4.3.1)
    Per Bag
    Per Item
    		$1,000
    $500
    $50
    Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)
    		$50 per hour up to $500
    (Excess 4 Hours)
    Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)
    		$50 per hour up to $500
    (Excess 4 Hours)
    Personal Liability
    		$500,000
    Hijacking
    		Not Covered
    Emergency Family Travel
    		Not Covered
    Legal Fees
    		Not Covered
    Bail Bond
    		Not Covered
    Loss of Passport
    		$300

    Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)

    		 $2,500
    Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)
    		Not Covered
    Assistance Department
    		Covered
    Section 4 - Additional Optional Coverage
    		Covered
    Hazardous Sports Benefits
    		Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension
    		Amount noted for the applicable cover above or $100,000 whichever is less
    Section 5 - Medical expenses related to COVID19
    		Covered
  • Limits in USD ($)
    Section 1 - Personal Accident Benefits
    		Principal Sum Insured $25,000
    Accidental Death
    		100% of the Principal Sum Insured (Common Carrier only)
    Permanent Partial Disability
    		Not Covered
    Permanent Total Disability
    		Not Covered
    Section 2 - Medical and Related Benefits
    		Covered
    Emergency Medical Expenses (Accident & Sickness)
    		$50,000

    Dental Expenses

    Included in Emergency Medical Expenses & up to a max. of $1,000

    (Per Tooth $200 / Deductible $100)
    Emergency Medical Evacuation
    		Included in Emergency Medical Expenses
    Repatriation of Remains
    		$5,000
    Section 3 - Travel Inconvenience Benefits
    		Not Covered
    Baggage Loss (Common Carrier) (Refer to 4.3.1)
    Per Bag
    Per Item
    		Not Covered
    Baggage Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refer to 4.3.2)
    		Not Covered
    Travel Delay (Pays for actual expenses incurred due to the delay & up to the limit stated - Refet to 4.3.3)
    		Not Covered
    Personal Liability
    		Not Covered
    Hijacking
    		Not Covered
    Emergency Family Travel
    		Not Covered
    Legal Fees
    		Not Covered
    Bail Bond
    		Not Covered
    Loss of Passport
    		Not Covered

    Trip Cancellation or Curtailment (Not Refundable Travel & Accomodation Bookings) (Refer to 4.3.11)

    		 Not Covered
    Missed Departure (Pays for actual expenses incurred due to missing the departure & up to the limit stated) (Refer to 4.3.12)
    		Not Covered
    Assistance Department
    		Covered
    Section 4 - Additional Optional Coverage
    		Only hazardous and winter sports
    Hazardous Sports Benefits
    		Amount noted for the applicable cover under 4.5.1 HAZARDOUS SPORTS BENEFITS
    Terrorism Extension
    		Not Covered
    Section 5 - Medical expenses related to COVID19
    		Covered
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